UHM Resource Center
Private Mortgage Insurance, or PMI, can be cancelled in three different ways; Automatic Cancellation, Early Cancellation based on Original Value, or Early Cancellation based on Current Value. In this article, we will discuss these three options in..
FROM THE BLOG
Most Recent Blog Posts
What is Cash-Out Refinance and How Does It Work?
Cash-out refinancing allows you to take advantage of your home’s equity by paying off your current mortgage and replacing it with a new, higher mortgage balance.
Why Buying a Home at the End of the Year Will Pay Off
If you are looking to score the best deal on your potential home, your best bet is to buy during the colder months.
5 Ways Prequalification Makes You a More Powerful Homebuyer | UHM Blog
Learn why this letter can make or break your home-buying goals — and help your offer stand out.
How to Save for a Down Payment
Follow 4 steps for saving that are so simple — they're automatic.
Where to Start in the Mortgage Process?
What you need to get started!
Understanding Your FICO Score
FICO scores can range from 300 to 850, and the higher the score the better.
Why Owning a Home is a Better Investment than Renting
Owning a home is a great long-term investment. If it’s time for you to get a place of your own, purchasing a home can be one of...
Buying a New Home vs. Building
If you’re debating whether to buy or build, check out our list of pros and cons below to help make your decision.
The Four Pillars of Financial Health
Over the past year, we have been looking at financial fitness in our Twelve Months To Financial Fitness.
6 Tips for Improving Your Credit Score
Want a better interest rate? Start with your credit score.
Discover Your Mortgage Options
If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are.