Buying a New Home vs. Building

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The home-buying process can be very exciting. Whether you’re a first-time home buyer or not, this decision also comes with its fair share of challenges.

Buying a home


Buying a home is convenient because you can move in right away, as opposed to waiting for the house to be built. This is especially helpful if you’re on a tight schedule, relocating for a new job or have children.


The cost to buy is usually cheaper than the cost of building a new home. Consider using a mortgage calculator once you find a home to get a better estimate of the cost.


You may love certain portions of the home, but not the entire home. The good news is that you can decorate and make an existing home yours. You don’t need to build a whole house from scratch to make it yours!

Building a home


When building a home you get exactly what you want. The home is designed and tailored to your personal preferences. Whether that be a customized kitchen or a layout you prefer. 


New appliances are more energy efficient than old ones. Efficient appliances can help lower your utility bills, ultimately saving you money.  


Both money and time can increase throughout the home building process. Consider hiring a well-qualified builder and contractor to reduce both time and money spent.

Whether you’re looking at buying or building a home contact us to explore your mortgage options today!

Discover Your Mortgage Options

If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are.