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A lien is a legal claim against your property. Being sure there are no liens is necessary because liens can affect your ability to sell the home in the future, and you could end up paying to get rid of the lien when you go to sell. It is normal to..


Most Recent Blog Posts

Top 5 VA Entitlement Loan Myths

A VA loan is an option for any eligible veteran that essentially is an amount of money the Department of Veterans Affairs promises to later repay to a lender if the borrower defaults on a mortgage.

Save Money by Breaking Up Your Paycheck

Are you looking for a home that fits into your savings plan?

Why the Relationship Between Loan Officer and Realtor is so Important

Your loan officer and realtor relationship must go smoothly to help you succeed in obtaining the home of your dreams.

What is a Property Appraisal?

Why is an appraisal necessary?

What to Look for in a House You Plan to Retire in

Whether it’s finances, your health or you’re looking for a change in environment, purchasing a new home to live in after you retire is an important decision.

What’s the Best Time of the Month to Close on a House?

There are many options to consider in choosing your closing date, but there are 3 main choices that impact the timing of your first monthly payment and how much you will pay in closing costs on the closing date.

What Do Buyers and Sellers Pay in Closing Costs?

In the end, it is inevitable that buyers and sellers both must pay closing costs.

What is Cash-Out Refinance and How Does It Work?

Cash-out refinancing allows you to take advantage of your home’s equity by paying off your current mortgage and replacing it with a new, higher mortgage balance.

Why Buying a Home at the End of the Year Will Pay Off

If you are looking to score the best deal on your potential home, your best bet is to buy during the colder months.

5 Ways Prequalification Makes You a More Powerful Homebuyer | UHM Blog

Learn why this letter can make or break your home-buying goals — and help your offer stand out.

Discover Your Mortgage Options

If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are.