UHM Resource Center

FHA Personal Mortgage Insurance (MIP) Removal If you’re a homeowner with a mortgage backed by the Federal Housing Administration (FHA), you’ve probably been paying a monthly fee known as mortgage insurance premium (MIP). You may have heard that MIP..


Most Recent Blog Posts

4 Things to Know about Refinancing

Don’t miss out on the opportunities to lower your interest rate, and monthly payments, and even shorten the length of your loan!

What is RefiNow and How Does it Work?

A new mortgage refinance option from the FHFA allows low-income households that qualify to take advantage of today's low interest rates.

How to Refinance Your Mortgage: Everything You Need to Know

Wondering how to refinance your mortgage or if it’s even the right step for you? Learn more about the mortgage refinance process with UHM.

Effectively Determine Your Home's Selling Price

Choosing a price to list your home is no simple task.

Five Common Home Pricing Mistakes and How To Avoid Them

When it’s time to sell your home, selling it for the right price that coincides with the current local housing marketing is key.

Property Taxes: Everything You Need to Know

Property taxes are essential to the growth of communities. Discover their impact on you and your home.

Top 5 VA Entitlement Loan Myths

A VA loan is an option for any eligible veteran that essentially is an amount of money the Department of Veterans Affairs promises to later repay to a lender if the borrower defaults on a mortgage.

FHA Loan

Do you want to buy your own home, but are afraid you won’t qualify for a loan? If you are a young first-time buyer or any buyer building up your credit, the Federal Housing Administration (FHA) loan could be for you.

Save Money by Breaking Up Your Paycheck

Are you looking for a home that fits into your savings plan?

How to Make a Monthly Budget Work

Creating a budget is simply telling your money where to go and prioritizing it. It takes time to set up and manage a budget.

Discover Your Mortgage Options

If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are.