UHM Resource Center

FHA Personal Mortgage Insurance (MIP) Removal If you’re a homeowner with a mortgage backed by the Federal Housing Administration (FHA), you’ve probably been paying a monthly fee known as mortgage insurance premium (MIP). You may have heard that MIP..

FROM THE BLOG

Most Recent Blog Posts

Why Do Interest Rates Fluctuate?

Have you ever wondered why interest rates change constantly?

Why the Relationship Between Loan Officer and Realtor is so Important

Your loan officer and realtor relationship must go smoothly to help you succeed in obtaining the home of your dreams.

Find Out if a Property has a Lien

Making sure there are no liens on your home is an important part of the home buying process.

What is a Property Appraisal?

Why is an appraisal necessary?

What to Look for in a House You Plan to Retire in

Whether it’s finances, your health or you’re looking for a change in environment, purchasing a new home to live in after you retire is an important decision.

What’s the Best Time of the Month to Close on a House?

There are many options to consider in choosing your closing date, but there are 3 main choices that impact the timing of your first monthly payment and how much you will pay in closing costs on the closing date.

What Do Buyers and Sellers Pay in Closing Costs?

In the end, it is inevitable that buyers and sellers both must pay closing costs.

What is Cash-Out Refinance and How Does It Work?

Cash-out refinancing allows you to take advantage of your home’s equity by paying off your current mortgage and replacing it with a new, higher mortgage balance.

Why Buying a Home at the End of the Year Will Pay Off

If you are looking to score the best deal on your potential home, your best bet is to buy during the colder months.

5 Ways Prequalification Makes You a More Powerful Homebuyer | UHM Blog

Learn why this letter can make or break your home-buying goals — and help your offer stand out.

Discover Your Mortgage Options

If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are.