Conventional loans are made available through a variety of private lending institutions, which include banks, credit unions, and mortgage companies. These loans are particularly well-suited for bor...

VA loans provide improved access and affordability to veterans when buying or refinancing their home. The most common program is a VA-guaranteed loan offered by lenders such as Union Home Mortgage....

Refinancing your mortgage can offer a number of benefits and could put you in a better financial situation. By capitalizing on the investment you’ve already made in your home, you could realize ben...

There are lots of mortgage options for homebuyers to pick from. This article breaks down each one to help you determine what's best for you.

If you don’t have a high credit score, or don’t have enough money saved for a 20% down payment, an FHA loan could put homeownership within reach. There are some pros and cons of FHA loans to consid...

When buying a home, one of the most important financial decisions is choosing the length of your mortgage. The factors in this decision will differ from person to person, but the two most common op...

The USDA Guaranteed loan program, managed by the federal government, is an excellent choice for those looking to buy a home without a down payment. This zero-down option is accessible to borrowers ...